Are you tired of working with unqualified prospects?

Minimize the wasted time, effort and money you spend on marketing to prospects just to find out that they do not qualify for financing.

What Is Lead Originate?

Lead Originate, our credit data file, connects you with pre-qualified consumers that can be given a firm offer of credit based on a prescreened selection of underwriting guidelines. Lead Originate targets sub-prime auto leads along with credit score, number of trade lines, delinquent accounts, severity of delinquent accounts, income, previous auto, revolving debt, and others. We then overlay these selections to our lending partners underwriting guidelines to assure credit worthiness. We further model for a consumer who is in the market for a vehicle.

Our auto credit marketing data is pulled fresh from the major credit bureaus.

This credit data is not modeled or summarized and it full adheres to the strictest standards of the FCRA - Fair Credit Reporting Act.

Since the necessary “Firm Offer of Credit” and funding of the auto loan are all being preformed by our lending partners all parties involved remain fully FCRA complaint.